December’s Employee Memo is a friendly handout about Target Date funds. “You only need to select one target date fund (TDF) to have a diversified portfolio. Each fund is designed as a stand-alone investment portfolio with an asset allocation that automatically rebalances over time, based on a planned retirement date that coincides with the year indicated in the TDF. Please have them call us if they have any questions or need anything. December 2014 Employee Memo
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