“Fidelity Investments analyzed the savings habits of roughly 1,100 401(k) investors who earned less than $150,000 a year and had accumulated more than $1 million in 401(k) savings to determine how they reached the million-dollar mark.

The retirement plan provider found these savers, who were an average age of 59, had some key behaviors in common: they started young, always took advantage of the company match and saved a large chunk of their pay each year, a median of 14% (not counting the company match).”  See 401k millionaire

“Small companies aren’t big on 401(k)s.  A recent study by SurePayroll, a company that provides payment services, found that more than 70% of small firms didn’t offer a 401(k) plan to their employees.” See Why Small Firms should Consider 401(k)s

It’s always dangerous to spin stories about exactly why markets are behaving as they are. And a major hazard of the past few years has been the instinct to point out financial bubbles that weren’t there.  But, granting all that, sometimes writing about Wall Street means running toward danger — especially when a provocative narrative is also plausible.  See Stock Bulls

With the stock market constantly rising and falling, it’s hard to predict what kind of luck you’ll have when you retire and how much you should be saving so you don’t run out of money. One financial expert, however, has found the magic retirement savings rates for most people.   How much you should save?

“It’s just about the most audaciously optimistic investment opinion one could utter, yet a relative handful of Wall Street voices is beginning to say it, out loud and assertively: This market has passed through a “1982 moment.”  Wall Street in 2013

Since March 2009, we’ve watched the market rebound, even breaking new records in recent weeks. Now, whether you’ve sat it out on the sidelines or think you can predict what comes next, I recommend you take a step back and remember a few things.  See Dangers of Investing with Herd

It has always been difficult for investors to consistently beat index funds. It has been nearly impossible lately.  And there’s a double whammy: The small number of advisers who outperform the market rarely can keep doing so.  One big culprit, experts say: the rise of sophisticated computer-trading programs.   Man vs. Machine

It is not uncommon to wind up with multiple 401(k)s after switching jobs a few times during the course of a career.  Companies usually allow employees to leave their money in the plans even after they leave the company, although non-employees are not allowed to make contributions.  One Nest Egg is Best

Bear Market?